Prepaid credit cards are designed for individuals who might have difficulty getting approved for an unsecured line of credit but would still like all the functionality and convenience of a regular charge card. While specific features will vary from program to program, a prepaid card generally requires the user to deposit cash or a paycheck (also known as "loading" the card) which will then be used as a secured source of funds for the owner to drawn against for as long as a positive balance is maintained. Prepaid credit cards work just like regular debit or charge cards; you can use them at any location that accepts Visa or MasterCard and some will even issue you a PIN number to use to withdraw cash at any ATM, anytime, anywhere. |
Prepaid credit cards are designed for individuals who might have difficulty getting approved for an unsecured line of credit but would still like all the functionality and convenience of a regular charge card. While specific features will vary from program to program, a prepaid card generally requires the user to deposit cash or a paycheck (also known as "loading" the card) which will then be used as a secured source of funds for the owner to drawn against for as long as a positive balance is maintained. Prepaid credit cards work just like regular debit or charge cards; you can use them at any location that accepts Visa or MasterCard and some will even issue you a PIN number to use to withdraw cash at any ATM, anytime, anywhere. |
The cash back credit card category is one of the top genres of reward cards available. These cards usually offer instant cash rewards or rebate incentives on a per dollar spent basis, but can also make use of a point system that allows for the redemption of a set number of points for cash or cash-like gift certificates. Cash back cards are best suited for individuals that make large purchases, thus allowing for maximum rebate rewards on a per transaction basis. Be aware that most cash rebate cards have slightly higher interest rates than those of other rewards credit cards; this means carrying a balance with one of these cards can be more costly than necessary if you're not paying the credit card's balance every month. |
Rewards programs are available on nearly every credit card featured at Your Credit Network - the toughest part is deciding which program fits your needs best. This particular category houses all rewards cards that are not specifically designed to return cash back rewards or hotel/airline/travel rewards (if you're looking for those cards, you'll nee to visit the pages dedicated to them specifically). Here you will find credit cards of all shapes and sizes, including those that benefit charities, earn points with specific retailers, and even some specifically designed for newlyweds. Think about the kinds of rewards you would enjoy the most, and be sure to read the entire listing of cards on this page before you pick one! |
Rewards programs are available on nearly every credit card featured at Your Credit Network - the toughest part is deciding which program fits your needs best. This particular category houses all rewards cards that are not specifically designed to return cash back rewards or hotel/airline/travel rewards (if you're looking for those cards, you'll nee to visit the pages dedicated to them specifically). Here you will find credit cards of all shapes and sizes, including those that benefit charities, earn points with specific retailers, and even some specifically designed for newlyweds. Think about the kinds of rewards you would enjoy the most, and be sure to read the entire listing of cards on this page before you pick one! |
The Orchard Bank Platinum MasterCard®, issued by HSBC Bank Nevada, N.A., is designed for those with an average or a limited credit history who do not wish to secure a credit card account with a deposit, as this is often the case with a secured card. Features: Various Internet account related services. Purchase protection. Emergency card replacement. Emergency cash replacement. Lost and stolen card reporting. No liability for unauthorized transactions. Choice of payment due dates. See website for additional benefits. |
The term "instant approval" is one of the most misused descriptors associated with credit cards, largely due to the varying definitions among credit card issuers. Some banks will allow for an instant credit decision, others will make a decision on the same day; still others may approve the issue of a card relatively quickly but will not permit immediate access to the resulting credit line. These policies will vary from bank to bank, so if you are looking for an instant approval credit card you need to be mindful of how quickly you make use of your newfound credit - each card will specify its terms of issue in the agreement found on the credit card's review page. |
Features: $0 fraud liability for any unauthorized use if your card is lost or stolen. 24-Hour Travel and Emergency Assistance. Additional protection on your purchases with an extended warranty program from Visa®. Emergency card replacement or cash advance if your card is lost or stolen. Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving Zone(SM) on Yahoo! Shopping. |
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