| Elite Rewards® World MasterCard® Credit Card |
| Written by renxue |
| April 23, 2008 16:45 |
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Elite Rewards® World MasterCard® Credit Card Issued by Bank of America. CREDIT CARD REVIEW
 | This review was last updated on 10/5/2007 12:00:00 AM | Overall Rating: 4.5
Ratings are on a scale of 1 to 5 based on customers who successfully applied for this card. | | The Elite Rewards® World MasterCard® Credit Card, issued by FIA Card Services, N.A., is designed for those with good credit who want the opportunity to earn a variety of rewards. Through the reward program, cardholders earn one point per dollar spent on general purchases and double points per dollar spent at participating merchants. In addition, 500 bonus points are awarded after the first purchase. There is a limit of 90,000 points that may be earned per year (7,500 per billing cycle), and any unused points expire in four years. Points are redeemable for gift certificates, car rentals, hotel stays, and flights on over 125 U.S. based airlines. The card has no annual fee, a 0% introductory rate for both balance transfers and cash advance checks for the first twelve billing cycles, and a very low fixed interest rate for those who qualify once the introductory rate expires. It is important to understand that the APR for purchases and balance transfers will vary according to the applicant's credit history and will be either 9.9% or 15.99%. Therefore, those who will qualify for the lowest rate offered, will take advantage of the introductory rate, and would like to participate in the reward program will benefit most from what the Elite Rewards® World MasterCard® Credit Card has to offer. | | |
REWARD PROGRAM INFORMATION
 | Type Of Rewards: Point | Reward Program Optional: No
Optional programs may have a fee. See Terms and Conditions for details. | | | | For Cards with Rebates Incentives | | Lowest Possible Rebate: n/app | | Highest Possible Rebate: n/app | | Additional Rebates: n/app | | Rebate Details: n/app | | | | For Cards with Points Incentives | | Points Per Dollar Spent: 1 Point | | Additional Points: Earn double points at participating merchants. | | Point Details: Points are redeemable for travel on over 125 U.S. based airlines, car rentals, hotel stays, and gift certificates. | | | | For Cards with Miles Incentives | | Miles Per Dollar Spent: n/app | | Additional Miles: n/app | | Program Details: n/app | | | Rewards Expiration Period: 4 Years
This period applies to all rebate, point and reward programs. | | Annual Limit: 90,000 Points (7,500 points per billing cycle) | | |
ADDITIONAL PERKS
 | See website for additional benefits. |
BASIC INFORMATION
 | Introductory Rate: 0% APR for 12 Billing Cycles | | Rate Applied To: Balance Transfers | | Additional Details: The introductory rate is 0% for the first 12 billing cycles on balance transfers and cash advance checks. | | Regular APR: 9.9% / 15.99% | Variable or Fixed: Fixed
Variable APR's are based on the Prime Rate. | | Annual Fee: $0 | | Annual Fee Details: None | | Application Fee: n/app | | Participation Fee: n/app | | Reload Fee: n/app | | Inactive Fee: n/app | | Total First Year Fees: n/app | | Type Of Rewards: Point | | Be sure to read the card's Terms and Conditions for more details. |
Special Notations:
This card is issued by FIA Card Services, N.A. The fixed APR for purchases and balance transfers varies according to the applicant's credit history and will be either 9.9% or 15.99%. See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's Terms and Conditions before applying! |
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