| Chase PerfectCard™ MasterCard® |
| Written by renxue |
| April 22, 2008 16:27 |
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Chase PerfectCardTM MasterCard® Issued by Chase. CREDIT CARD REVIEW
 | This review was last updated on 1/3/2008 12:00:00 AM | Overall Rating: 3.0
Ratings are on a scale of 1 to 5 based on customers who successfully applied for this card. | | The Chase PerfectCardTM MasterCard® is designed for those with very good credit who make frequent gas purchases. Unlike other gas credit cards that require a cardholder to use their card at specific gas stations, this card allows cardholders to earn a 3% rebate on gasoline purchased at any gas station. In addition, a 6% rebate is applied to all gasoline purchases made with the card during the first 90 days. The maximum rebate that cardholders can earn for gas purchases is $15 per month. Cardholders also earn a 1% rebate on all other purchases, which is unlimited. Aside from the rewards program, the card provides several benefits that include a purchase protection plan, travel accident insurance, and auto rental insurance. For a reward card, the interest rate applied to purchases and balance transfers is reasonable (for those who qualify). There is also a 0% introductory rate that applies to both purchases and balance transfers for up to six months, and there is no annual fee associated with this card. Therefore, those who qualify for the lowest rate offered and will use the card frequently for gasoline purchases (to earn rebates) will benefit most from what the Chase PerfectCardTM MasterCard® has to offer. | | |
REWARD PROGRAM INFORMATION
 | Type Of Rewards: Rebate | Reward Program Optional: No
Optional programs may have a fee. See Terms and Conditions for details. | | | | For Cards with Rebates Incentives | | Lowest Possible Rebate: 1% | | Highest Possible Rebate: 6% | | Additional Rebates: Earn a 6% rebate on all gasoline purchases for the first 90 days. Earn a 3% rebate on gasoline purchases after the first 90 days and a 1% rebate on all other purchases. | | Rebate Details: Rebates are automatically credited toward future purchases made on the account. | | | | For Cards with Points Incentives | | Points Per Dollar Spent: n/app | | Additional Points: n/app | | Point Details: n/app | | | | For Cards with Miles Incentives | | Miles Per Dollar Spent: n/app | | Additional Miles: n/app | | Program Details: n/app | | | Rewards Expiration Period: None
This period applies to all rebate, point and reward programs. | | Annual Limit: The maximum rebate you can earn for gas purchases on a monthly statement is $15. The 1% rebate earned on all other purchases is unlimited. | | |
ADDITIONAL PERKS
 | Various Internet account related services. Lost and stolen card reporting. Emergency cash replacement. Emergency card replacement. No liability for unauthorized transactions. Fraud and security protection services. Purchase protection. Extended warranty for purchases. Auto rental insurance (MasterRental). Travel accident insurance. Year-end financial statement (upon request). Various travel and emergency assistance services. See website for additional benefits. Certain restrictions, limitations, and exclusions apply. If an account is opened, please refer to the Guide to Benefits for details. |
BASIC INFORMATION
 | Introductory Rate: 0% APR for 6 Months | | Rate Applied To: Purchases, Balance Transfers | | Additional Details: Depending on the applicant's credit history, the introductory period will be either 6 months for purchases and balance transfers or 3 months for balance transfers only. | | Regular APR: 13.49% | Variable or Fixed: Variable
Variable APR's are based on the Prime Rate. | | Annual Fee: $0 | | Annual Fee Details: None | | Application Fee: n/app | | Participation Fee: n/app | | Reload Fee: n/app | | Inactive Fee: n/app | | Total First Year Fees: n/app | | Type Of Rewards: Rebate | | Be sure to read the card's Terms and Conditions for more details. |
Special Notations:
The APR for purchases and balance transfers varies according to the applicant's credit history and will be 5.99%, 9.99% or 14.99% + Prime Rate. See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's Terms and Conditions before applying! |
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