| Citi® Platinum Select® MasterCard |
| Written by renxue |
| April 22, 2008 15:43 |
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Citi® Platinum Select® MasterCard Issued by Citibank. CREDIT CARD REVIEW
 | This review was last updated on 1/11/2008 12:00:00 AM | Overall Rating: 3.0
Ratings are on a scale of 1 to 5 based on customers who successfully applied for this card. | | The Citi® Platinum Select® MasterCard, issued by Citibank, is designed for those with fair to good credit or those looking to establish credit history. This card has a slightly above average interest rate for purchases and balance transfers, but it does offer a 0% introductory APR on purchases for the first six months. There is also no annual fee. It is important to note that there is a minimum cap for cash advances; so no matter how low the Prime Rate falls (the APR is tied to the Prime Rate), the interest rate will not go below the minimum cap. The card does provide several platinum cardholder benefits that include auto rental insurance, fraud protection services, and up to $1,000,000 in travel accident insurance. However, there are no extraordinary benefits or services specifically available to cardholders in comparison to some other platinum credit cards. Therefore, those with fair to good credit who plan to take advantage of the introductory offer and the services provided will benefit most from what the Citi® Platinum Select® MasterCard has to offer. | | |
REWARD PROGRAM INFORMATION
 | Type Of Rewards: n/app | Reward Program Optional: n/app
Optional programs may have a fee. See Terms and Conditions for details. | | | | For Cards with Rebates Incentives | | Lowest Possible Rebate: n/app | | Highest Possible Rebate: n/app | | Additional Rebates: n/app | | Rebate Details: n/app | | | | For Cards with Points Incentives | | Points Per Dollar Spent: n/app | | Additional Points: n/app | | Point Details: n/app | | | | For Cards with Miles Incentives | | Miles Per Dollar Spent: n/app | | Additional Miles: n/app | | Program Details: n/app | | | Rewards Expiration Period: n/app
This period applies to all rebate, point and reward programs. | | Annual Limit: n/app | | |
ADDITIONAL PERKS
 | Various Internet account related services. Up to $1,000,000 in travel accident insurance. Auto rental insurance. No liability for unauthorized transactions. Fraud and security protection services. Lost wallet service. Lost and stolen card reporting. Emergency card replacement. Emergency cash replacement. Optional personal photo on card. Various travel and emergency assistance services. Medical referral services. Legal referral services. See website for additional benefits. |
BASIC INFORMATION
 | Introductory Rate: 0% APR for 6 Months | | Rate Applied To: Purchases | | Additional Details: None | | Regular APR: 13.24% | Variable or Fixed: Variable
Variable APR's are based on the Prime Rate. | | Annual Fee: $0 | | Annual Fee Details: None | | Application Fee: n/app | | Participation Fee: n/app | | Reload Fee: n/app | | Inactive Fee: n/app | | Total First Year Fees: n/app | | Type Of Rewards: n/app | | Be sure to read the card's Terms and Conditions for more details. |
Special Notations:
The minimum APR for cash advances is 19.99%. See website for complete terms and conditions of card usage and application disclosure.
Always read the credit card's Terms and Conditions before applying! |
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